Life 89.1

An Australian man has made video of what he claims is Jesus in the clouds…

Now, while I don’t automatically dismiss this kind of stuff, I’m just not seeing it in the video. Just looks like a bunch of clouds to me… am I missing something?

Take a look at it for yourself - and post your comments below!

See “Jesus in the Clouds” Video Here!

Gary Moore has been a Christian financial advisor for over 30 years - and he was gracious enough to appear on the afternoon show on Life 89.1 for 4 days, providing insights on today’s economy from a perspective grounded in scripture. What’s really going on with our economy? What is this $700 billion bailout plan? What should each of us be doing to keep our nest eggs safe?

Gary gave some great advice - check out the full interview clips below!

Interview #1
Interview #2
Interview #3
Interview #4

For more on what Gary Moore has to offer (including his recent books), check out financialseminary.org!

1. The Homeownership Preservation Foundation

Call 1-888-995-HOPE (4673) and receive free counseling when you’re facing foreclosure. The hotline is staffed 24/7 by 400 counselors. The average waiting time to talk to one of them is two minutes.

Counselors will go over your options and do everything they can to help you stay in your home.

A year after receiving counseling, 70 percent of those counseled were still in their homes, Hernandez says.

“I listened to someone talk for three hours the other day,” she said. “At the end of the session, counselors give you their direct phone number, and that counselor is yours for as long as you need them.”

Although the foundation primarily works on foreclosures, counselors can connect you with free services if you have other financial issues, such as credit card debt.

Fell, a policy analyst for the Food and Drug Administration, speaks three times a week to the counselor she reached through the Homeownership Preservation Foundation. Her counselor, Nadiyah Casey, got her $1,300 back from the first agency she tried and is trying to get Fell’s bank to lower the interest rate on her adjustable-rate mortgage. She’s also trying to get the state of Maryland, where Fell lives, to lower her property taxes.

2. SCORE

SCORE, a nonprofit association working in partnership with the Small Business Administration, offers financial counseling to small businesses.

You can get face-to-face counseling by using their ZIP code locator, or you can receive counseling via e-mail.

You may be a small business and not even know it, says SCORE spokesman Michael Keaton.

“A mom operating a tutoring service out of her home would be welcome to get advice and mentoring from SCORE,” he said. “If a handyman is self-employed, he also could get SCORE counseling.”

3. Avvo.com

Ask a real lawyer about foreclosure, credit or bankruptcy issues at avvo.com. The attorneys are screened and profiled on the site, so you can read more about the person giving you free advice.

4. Credit unions

Many credit unions give their members free or low-cost credit counseling. Even if your employer doesn’t have a credit union, it’s worth looking for one to join in this credit union locator. Some accept anyone who lives in a certain geographical area.